Building an AI that does institutional-grade equity research for retail investors would you actually use it?

I'm building a tool that tries to close the gap between how institutions analyze stocks and what's available to regular investors.

The idea: you give it a company (or it surfaces one from a screen), and it does the full research cycle, reads the 10-K including the footnotes, reviews earnings call transcripts, evaluates management quality, competitive position, valuation and produces an actual research report with a buy/hold/pass recommendation. Not a signal. A report with reasoning you can read and disagree with.

If something changes (earnings miss, CEO leaves, competitor announcement), it flags you and re-evaluates the thesis.

Before I build more, I'm trying to understand if this solves a real problem. Three honest questions:

1. What do you actually use today to research and pick individual stocks?
2. What would it take for you to trust an AI's analysis enough to act on it?
3. Would you pay for something like this? If yes, roughly how much per month would feel fair?

No landing page, nothing to sign up for. Just trying to learn before I build the wrong thing.