Finance industry in the future with AI taking over most skills?

Reddit r/artificial / 4/20/2026

💬 OpinionIdeas & Deep Analysis

Key Points

  • The author asks how the finance industry will change in the future as AI rapidly improves at tasks like HFT and financial modeling.
  • They observe that while AI isn’t fully capable of working alone yet, it is already making noticeable progress in finance-related work.
  • Because they have not started their career, they want guidance on which human skills will remain valuable and what to learn early.
  • The core motivation is to avoid investing time in skills that AI may largely replace, and instead focus on areas humans can still differentiate.
  • The piece is framed as a personal, forward-looking question rather than a report of any new development in the industry.

Hello everyone, i'm an aspiring finance executive (or really anything good within the world of finance), and lately i've been wondering how the finance industry is going to look in the future thanks to AI.

I've been getting more into finance recently and seeing the kind of work that is done in the industry (stuff such as HFT, financial modeling, etc...) and also been seeing how AI is getting better at doing that kind of work at a very fast rate, not quite there to be left out on its own right now but making noticeable improvements.

Because I haven't started working at all yet (still modeling what I want to do with my life and professional growth in the future), I am basically forced to look to the future, so that has left me with the main question here: How exactly is the financial industry going to change and what exactly will humans have left to do in it?

I'm asking so I can start working more on those skills earlier, instead of wasting time on perfecting skills that AI is largely going to take over.

submitted by /u/SVPLAYZZ
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