Xiaomi mimo coding plan is a absolute scam/misleading marketing

Reddit r/artificial / 5/4/2026

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Key Points

  • The author claims Xiaomi’s “mimo coding plan” pricing is misleading, arguing that the plan’s stated credit-per-token does not reflect how cached tokens are actually billed.
  • They assert that even when cached context is reused, charges still apply at the full rate per round trip, making the service poorly suited for coding CLI workflows that require frequent tool calls.
  • Based on their own small tests (multiple short prompts in one session), they report rapid credit consumption—on the order of tens of millions of credits for minimal tasks.
  • They compare the approach to typical inference providers that charge only about 1% for pre-existing cached context, claiming Xiaomi charges the full amount instead.
  • The post concludes that the $100 tier would allow only a very limited number of tasks per month, and warns users to avoid relying on the published token plan documentation without accounting for this billing behavior.

They say on their page it is 1.6 billion credit and mimo v2.5 pro takes 2 credit per token, mimo v2.5 takes 1 credit per token but here is how they get you, cached token is still billed the same credit per round trip, absolutely not suitable for coding cli then, because every single one of them by design would keep going back and forth with toolcalls, that's how they work, normally inference providers charge 1% for the pre existing cached context, but Xiaomi takes the full amount, I did 10 small tasks like not even that deep, small tasks and it is already at 12 or so million credit used, it used probably under a million context tasks were that mini, like saying hello, and mv this folder around, write some sql etc, like 10 total prompts same session, credit cost keeps snow balling, they don't mention nothing of this sort in the token plan docs or anything anywhere, for a big task it would be what 200 million token uncached, so 400million credit if you used mimo v2.5 pro, so with max 100$ plan you can use it for 4 tasks PER MONTH, honestly get anything over mimo token/coding plan, 40m token task(input+output) would be like 400million, cache hit rate is avg 90%

submitted by /u/FearlessGround3155
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