Before Using AI for Money Advice
AI is powerful for "organizing thinking" on household budgets and taxes, but final responsibility for individual investment decisions and tax filing is human's. First decide "what to delegate and what to route to experts."
Money Work AI Is Good At
- Understanding mechanisms: break down overviews of iDeCo, NISA, deductions
- Stocktaking spending: paste statements and surface "cuttable fixed costs"
- Simulation: assumption-varied estimates like "30k yen/month at 3% for 20 years"
